Your cash reserves deserve better than 0%*

Our solutions for businesses

Vancelian Business allows you to transform your excess cash into a performance lever.
Flexible or fixed-term solutions, compliant with European standards, with simple and secure management.

Flexible Vault

A simple solution to enhance your company's excess cash, with full fund availability.
Deposit, withdraw, or reallocate your liquidity at any time, while generating daily compound interest (up to 4.5% (7)).
Ideal for agile cash management or for building a security reserve immediately available.

Current Rate(7)

4,5 %

Compound Interest

Yes

Earnings

Interests

Withdrawal

24/7

Deposit & withdrawal

EURC

Commitment period

None

Future Vault

A structured placement for companies wishing to plan their excess cash over a medium-term horizon.
Each deposit is locked for 12 months, allowing for a higher return, while benefiting from daily compound interest (up to 5.5% (7)).
A solution designed to support planned financial projects (future expenses, investments, acquisitions) while optimizing the return/safety balance.

Current Rate(7)

5,5 %

Compound Interest

Yes

Earnings

Interests

Withdrawal

Interests

Deposit & withdrawal

EURC

Commitment period

1 year

The next-generation savings(1) and investment platform, simple and efficient for businesses

B2B Platform

At Vancelian, our mission is to reinvent cash management and investment by embedding them in the finance of tomorrow

Gael Itier, CEO

Our ambition is built on the solid foundations of traditional finance, enriched by the new mechanisms of decentralized finance and blockchain, with the upcoming integration of artificial intelligence to offer truly personalized advice.

With strict compliance and total transparency, we design professional solutions tailored to corporate challenges, within an evolving European regulatory framework.

Key Figures

Behind Vancelian Business, the expertise of a recognized player on the market, with solid experience and tangible results.

450k+

Downloads

100M€

Under management

4M€+

Interest paid

Do you have questions?

Find all the answers to your questions in the Vancelian FAQ

English

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(1) The savings vaults offered by Vancelian are not regulated savings accounts as understood in traditional finance. They are based on digital assets and are subject to a specific regulatory framework, distinct from traditional banking products.

(2) Variable rate: the displayed interest rate may fluctuate, increasing or decreasing, depending on the performance of the underlying assets to which our solutions are exposed. The displayed rate is the rate applicable to our privileged "Elite" status. Please refer to the Privilege Club to learn more.

(3) Average annualized rate calculated on all interest paid to Vancelian clients between April and June 2025, across all savings and investment solutions available during the period. This rate is provided for informational purposes only and does not constitute a promise or guarantee of future returns.

(4) The interest rate is variable, subject to the performance of the Bitcoin network and the efficiency of the pooled mining infrastructure deployed by Hearst. The interest rate depends on the loyalty program status (Privilege Club). For more details, see the offer conditions in the app.

(5) Automata France SAS is an outsourced service provider for Modulr Finance B.V., a company registered in the Netherlands under company number 81852401, authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Company Reference Number: R182870) for the issuance of electronic money and payment services. Your account and the associated payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and protected under the Financial Supervision Act. Learn how we ensure the security of your money.

(6) Fixed rate: the displayed interest rate remains unchanged throughout the term of the investment, regardless of changes in the financial markets or the performance of the underlying assets. The displayed rate is fixed and corresponds to the level applicable at the time of subscription. Please refer to the Privilege Club for more information.

(7) Variable rate: the displayed interest rate may fluctuate, increasing or decreasing, depending on the performance of the underlying assets to which the Vault is exposed. This rate is provided for informational purposes only and is not guaranteed.

* Indicative comparison with the average yield of traditional bank deposits. Vancelian Business solutions do not constitute a bank deposit product and do not benefit from any capital guarantee. Variable yield, subject to upward or downward changes.

Vancelian ©2025 All Rights Reserved

The purchase of digital assets is subject to high market risk and price volatility. Value changes can be significant and occur rapidly without warning. Past performance is not a reliable indicator of future performance. The value of an investment and returns can go up or down, and you may not recover the amount you invested. RISK WARNING

Automata ICO Limited has a branch in Italy, with its head office located at Via Archimede, 161, Rome, Italy. The company is registered with the Agents and Mediators Organization ('AOM') under number 96550860587 as a Digital Asset Service Provider ('PSAN').

Automata France SAS is a French company, registered under number SIREN 902 498 617. The company is registered with the Financial Markets Authority ('AMF') under number E2023-087 as a Digital Asset Service Provider ('PSAN').

Automata France SAS is an outsourced service provider for Modulr Finance B.V., a company registered in the Netherlands under company number 81852401, authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Company Reference Number: R182870) for the issuance of electronic money and payment services. Your account and the associated payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and protected under the Financial Supervision Act. Learn how we ensure the security of your money.