Savings(1) solutions with yields up to 8.3% per year

Our savings solutions are designed to meet users' needs, whether they seek flexibility or a medium-term outlook.

Flexible Savings Vault

An accessible and liquid investment offer, with no commitment period. Deposit and withdraw freely, while generating daily compound interest (up to 6.44%(2)).

Ideal for active cash management or precautionary savings that work continuously.

Current Rate(2)

6,44 %

Compound Interest

Yes

Earnings

Interests

Withdrawal

24/7

Deposit & withdrawal

EUR and EURC

Commitment period

None

Avenir Savings Vault

An optimized formula for medium-term projects, with a 12-month commitment and daily yields up to 8.31% per year(2).

The perfect option to support specific financial goals while maintaining an excellent risk/return ratio.

Current Rate(2)

8,31 %

Compound Interest

Earnings

Interests

Withdrawal

Interests

Deposit & withdrawal

EUR and EURC

Commitment period

1 year

Do you have questions?

Find all the answers to your questions in the Vancelian FAQ

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(1) The savings vaults offered by Vancelian are not regulated savings accounts in the sense of traditional finance. They are based on digital assets and are subject to a specific regulatory framework, distinct from that of traditional banking products.

(2) Variable rate: the displayed interest rate may fluctuate, increasing or decreasing, depending on the performance of the underlying assets to which our solutions are exposed. The displayed rate is the rate applicable to our privileged "Elite" status. Please refer to the Privilege Club to learn more.

(3) Average annualized rate calculated on all interest paid to Vancelian clients between April and June 2025, across all savings and investment solutions available during the period. This rate is given for information purposes only and does not constitute a promise or guarantee of future returns.

(4) The interest rate is variable, subject to the performance of the Bitcoin network and the efficiency of the pooled mining infrastructure deployed by Hearst. The interest rate depends on the loyalty program status (Privilege Club). For more details, see the offer conditions in the app.

(5) Automata France SAS is an outsourced service provider for Modulr Finance B.V., a company registered in the Netherlands under company number 81852401, authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Company Reference Number: R182870) for the issuance of electronic money and payment services. Your account and the associated payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and protected under the Financial Supervision Act. Learn how we ensure the security of your money.

The purchase of digital assets is subject to high market risk and price volatility. Value changes can be significant and occur rapidly without warning. Past performance is not a reliable indicator of future performance. The value of an investment and returns can go up or down, and you may not recover the amount you invested. RISK WARNING

Automata ICO Limited has a branch in Italy, with its head office located at Via Archimede, 161, Rome, Italy. The company is registered with the Agents and Mediators Organization ('AOM') under number 96550860587 as a Digital Asset Service Provider ('PSAN').

Automata France SAS is a French company, registered under number SIREN 902 498 617. The company is registered with the Financial Markets Authority ('AMF') under number E2023-087 as a Digital Asset Service Provider ('PSAN').

Automata France SAS is an outsourced service provider for Modulr Finance B.V., a company registered in the Netherlands under company number 81852401, authorized and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Company Reference Number: R182870) for the issuance of electronic money and payment services. Your account and the associated payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and protected under the Financial Supervision Act. Learn how we ensure the security of your money.